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The Top Rated Bankruptcy
Site Brings You

Free $100 Bills

Just about! If they were giving away free $100 bills at your doorstep would you get yours? We offer many free benefits valued at over $300 with our bankruptcy products but many do not take advantage of them. Here is a partial list.

Free Ask-a-lawyer | Free court fee waiver - this alone saves almost $400 | Free inclusion of spouse | Free unlimited creditors | Free unlimited assets protection | Free live-demo | Free credit report access | Free credit restoration information and more. Worse yet, some people blindly pay for worthless blank forms from slick $49 sites rather than download them for free. Here are our products.

Genuine Bankruptcy Software

No. 1 Rated Bankruptcy Software
Lowest Priced Chapter 7 and 13 Solution
1 Overview - Genuine Software

Overview

Who is our Genuine Bankruptcy Software aimed at? This product is aimed at a person who does not want to pay a single penny more than $99 but at the same time wants the best possible pure software solution for their bankruptcy filing.

With this product, you use the software by yourself with no bankruptcy expert from our company seeing what you are doing with it and no one to guide you. 

It comes with excellent customer support for technical problems and payment issues but that is as far as it goes. With this you are in charge.

It is 100% software and you are the only one using it to create your documents. This is how almost all software work, whether it is Gmail or Excel or a calculator app on your phone.

This product is ideal if you want the best pure software on the market and you want to pay the lowest price humanly possible. If this is you, then you cannot do better than this, no matter where you look. We know this because we have done the research. 

The only other pure bankruptcy software on the market is offered by Pro Bankruptcy Software and you can find them at the review web site, Chapter 7 Online Bankruptcy Reviews. Their software is comparable to this product but they charge $89, which is about double our price.

Our Genuine Bankruptcy Software comes with full customer support, which means that our technicians are there to help you if there are technical problems with the software or with your order.


2 Why do we call it Genuine Software?

Why name it - Genuine Software?

We call this product Genuine Bankruptcy Software to distinguish it from some other low-priced knockoffs that are not actual software. 

Bankruptcy software knockoffs are web sites that sell bankruptcy kits, not software. 

They advertise them as bankruptcy software, but they are really the same blank bankruptcy forms that can be downloaded from the court web sites for free. 

They sell them for about $49 and this can confuse buyers into thinking that our product and theirs are similar. 

In particular, we do not use the words, "download", "forms software" to describe our Genuine Bankruptcy Software because these are the some of the words that identify the knockoff bankruptcy sites.

You can learn more about the knockoffs by visiting the review web site, Online Bankruptcy Reviews.

3 The End Product

The end product - Court-ready forms

Our Genuine Bankruptcy Software will generate all the official forms that you will need to file your chapter 7 or chapter 13 bankruptcy. The software fills in all the forms with all the information you enter into the software. Over and above your input, the software performs all the necessary calculations and fills them into the finished documents. 

This includes all the means test calculations, all the summary data, all the page-to-page carryover calculations, all the schedule-by-schedule statistically summaries and more. In short, when you print the documents off the software, you will have a complete set of bankruptcy documents ready for filing. 

It will be the set of documents consisting of 50 to 70 or more pages, same as an attorney would prepare. All you have to do is sign your name and file it with the court.

The finished documents are valid in all 50 states and comply with all state and federal bankruptcy laws.

4 How easy is the software to use?

How the software works

Filling our bankruptcy forms by hand is complicated because there are so many forms and hundreds if not thousands of bits of information to keep track of.

The whole point of using bankruptcy software is to simplify things, not complicate them. Our Genuine Bankruptcy Software does just that. 

It works similar to the TurboTax software. When you use our software, you are not filling out hundreds of bankruptcy form fields or making difficult decisions on what to enter, or looking up means test data in numerous government databases. 

Instead, you answer a few questions on our secure customer-only site and then the software does the rest. The software performs all the data lookups, does all the calculations and then automatically distributes everything to the appropriate schedules. 

The end result is that you can finish using the software in as little as 30 minutes and be ready to file right away.

But filing your bankruptcy quickly is not always the best thing for you. You took years to get into your financial situation and if necessary, you should take time getting it right, even if you are using bankruptcy software.

If you have made your mind that you have to use bankruptcy software, but you want to make sure that there is a trained pair of eyes looking over your shoulder to see that you have done it right, then our Managed Software product is the right add-on.

Whatever you do, be sure to try our free Demo.

5 Free Live-Demo

Free Live Demo

You know something is real when you can try it out for free. A live demo is also the clearest way to tell which bankruptcy software is genuine and which one is not.

That is why we offer you a free live demo of our bankruptcy software. Our demo lets you enter your name and address into a snippet of our software and then watch it create the first page of the bankruptcy petition.

Don't worry, it is not a way get your name and address or to put you on a mailing list. We do not store the information you enter in the demo. In fact we recommend that you enter a fake name and a fake address into the demo since the point is for you to see the live petition with the information you enter.

Note that the demo is not a screenshot of a sample static bankruptcy. Rather the petition that will be created will contain the information you enter and it can be filed with the court if necessary.


Bankruptcy software knockoff sites cannot offer a live-demo. Remember this because so many people have purchased knockoffs in spite of reading this same paragraph that you are reading now, only to come back to us for the real thing.

Here is what someone said on some outside blog about their experience. "Yeah they did same to me. the little thieves. it says it's software but it's not. when you try to use it, you realize u just got a whole bunch of forms but of course, they say you already downloaded it so we can't give you your money back. well how else would i have known what it was."

Now that you know, do not become a statistic. Look for a live demo.

6 What about our Managed Software?

Compared to Managed Software

For a pure software solution, our Genuine Bankruptcy Software is the best product of its kind on the market. So if you are comparing it to software products from other companies, there is no comparison.

In the end, no matter how good a piece of software is, it is only software. For many people, that is just fine. But for those who have never filed bankruptcy before, we have the perfect alternatives.

Our full-service product is designed for those who have never filed bankruptcy in their lives. It is not a software solution, but one where our trained bankruptcy experts prepare your bankruptcy for you. It costs more than our Genuine Bankruptcy Software, but for what you get, it is well worth it. If you choose the full-service product, you will find that it is the absolute best way to have your bankruptcy prepared and you will not regret it.

If price is the most important thing to you, then for a few dollars more, you can step up to our Managed Bankruptcy Software.

With our Managed Bankruptcy Software, you are still the one using our software to prepare your bankruptcy, but with a very important tweak. You get the added peace of mind of having one of our trained bankruptcy experts give your bankruptcy one look-over, to see if there are any red flags in the data you typed into the software.

Is this added level of caution necessary? The answer is yes!

We recommend the Managed Bankruptcy Software over our Genuine Bankruptcy Software solution because the main reason first-time bankruptcy filers run into problems with their case, is that they make many careless mistakes in their documents.

Just because you are using the best consumer bankruptcy software ever created does not mean that the software will think for you or detect that made a mistake that will hurt your case.

This goes for any software solution, no matter who sells it. It is just common sense.

Most people who prepare their own bankruptcies by themselves with or without software and who do not use a full-service provider, will have to amend their bankruptcies repeatedly after the trustee meeting, to fix their mistakes. That adds to more aggravation, more time wasted and more money spent.

But for a few dollars over the price of the Genuine Bankruptcy Software, you can have one of our experts look over the key information that you have entered into the software, before you print and file the documents.

It is not quite the same as having it done full-service, but it is the best solution if money is tight. A few dollars more is all it takes to get it done right.

7 Flat fee pricing

Flat-fee pricing

All our products are flat-fee priced. This means that regardless of which of our three products you purchase, there are no surprises and no hidden fees.

But price is not everything. As they say, you get what you pay for. Take your time deciding which of our three products is right for you, but do not stop at that. You can compare us to the competition.

Most companies do not want you to compare them to others, but we do. First our Genuine Bankruptcy Software product is the lowest priced solution anywhere. 

Secondly, we are the only authentic bankruptcy software company offering a managed bankruptcy solution, so there is nothing to comparable it to out there. Finally, our full-service product is well priced and for what you get, it is a better value than the competition.

Do not take our word for it. You can visit the top bankruptcy review sites to see for yourself. They are:

Chapter 7 Online Bankruptcy Reviews

Online Bankruptcy Reviews

8 Court filing fee waiver 

Court filing fee waiver

Regardless of which of our products you select, if you earn low income, you can have the court filing fee waived so that you do not have to pay it. 

We include this option for free, regardless of whether you choose Genuine Bankruptcy Software, Managed Bankruptcy Software or Full-Service Bankruptcy preparation.

This alone will save you more than twice the cost of the full-service bankruptcy product.

9 Joint Filing with spouse

Joint Filing with your spouse

You are allowed to file bankruptcy alone or with your spouse. Whether you file alone or with your spouse, our price is the same. There is no extra charge for your spouse.

10 There is nothing to download or install

Nothing to download or install

Our software has the added benefit of having nothing to download or to install.

The word, "Download" is a bad word when it comes to software from the Internet and we all know why.

For starters there are bad things out there aimed at infecting your computer or stealing your passwords, and they all come through downloading innocent looking software off the net.

Our Genuine Bankruptcy Software runs in your web browser just like any other web page. If you have not already done the free live-demo, then do it and you will see what we mean. 

11 Free credit report

Free credit report

All our products come with access to your fee credit report. You do not need a credit report to use our Genuine Bankruptcy Software, but if you want one, we have you covered.

12 Free ask-an-attorney

Free ask-an-attorney

You do not need to talk to an attorney in order to use our bankruptcy software, but if you need to ask an attorney a question, we have you covered.

All our products come with a free ask-an-attorney option. We have set up for all our customers, regardless of which product they purchase, access to bankruptcy lawyers nationwide who will answer your bankruptcy questions for free.

It is absolutely free and we do not get anything back from the attorneys. Just to be clear, we are not attorneys and nothing in this ask-an-attorney option should be read to suggest that we are attorneys or that we are the ones answering your legal questions.

To Summarize

You have choices for your bankruptcy filing. Which will it be?

A Full-Service Bankruptcy

Choose Full-Service Bankruptcy filing if you have never filed bankruptcy before and you do not want anything to go wrong.

B Managed Bankruptcy Software

Choose Managed Bankruptcy Software if you cannot afford our Full-Service product but you want the added security of an expert to look over your shoulder to help avoid mistakes.

C Genuine Bankruptcy Software

Choose Genuine Bankruptcy Software if you are dead broke and you trust yourself to handle your bankruptcy by yourself without any help from an expert.

 

Product Comparison

Product Features Genuine Software Managed Software Full
Service
 
Bankruptcy Software
Chapter 7 and chapter 13
Includes 100% of the official bankruptcy documents, fully court-ready
Documents are always up-to-date
You can perform a free Live Demo
Documents are valid in all 50 states
Complies with all federal and state bankruptcy rules
Covers joint filing at no extra cost
Flat fee pricing with no hidden fees
Use it online. Nothing to install
Guaranteed court acceptance
Free ask-a-lawyer included
Free credit report access
Includes the court filing fee waiver documents, so you don't pay the court fee if you earn low income
Full customer support
Managed Bankruptcy Software
Includes all the features of the Managed Bankruptcy Software
Our experts review the bankruptcy information that you enter in the software before you print and file - saving you from potentially catastrophic damage to you case. Any beginner filing using any bankruptcy software is likely to make serious errors that will go unnoticed until it is too late. The expert review catches the errors before they become problems
Full-Service Bankruptcy only features
Our bankruptcy experts prepare the bankruptcy for you so your discharge approval is a certainty
There is no software to worry about since we do it all for you
You do not need expert review as an add-on since the documents are prepared by the actual experts
You submit your bankruptcy information to us online from your browser whenever you want, day and night
You can take your time giving us your information, so you do not have to give it all to us at once
You can modify the information that you submit to us as often as you like and at any time, until we have prepared the documents.
We return the finished documents to you from a link on our secure customer-only site
Your documents will be ready usually in just a few hours and never more than in one day
Our finished documents are complete and ready to file. All you do is sign your name and file them
If you need to amend your bankruptcy after you have filed or after your discharge, we can help arrange it
We also provide you information that will help prepare you for the trustee meeting at no extra cost
Unlike with software, under our full service, we take responsibility for your bankruptcy filing
For your peace of mind we back our work up with a full money-back guarantee
Full-service is the absolute best way to have your bankruptcy done. It ensures that your bankruptcy goes smoothly and that you discharge the most amount of debt possible.

Order Genuine Software
Chapter 7 (Note: Ch 7 not 13)

Price is only
$99
$99 $49

Annual sale expires on October 18.
That is Tomorrow!


Flash Sale
One Day Only
$48
"Shhh.. Don't let the word get out!"
Expires Today In:
Hours Minutes Seconds

Order Genuine Software
Chapter 13 (Note: Ch 13 not 7)

Price is only
$99

$99 $49

Annual sale expires on October 18.
That is Tomorrow!


Flash Sale
One Day Only
$48
"Shhh.. Don't let the word get out!"
Expires Today In:
Hours Minutes Seconds

 

Live-Demo | Product Info | Comparisons

You saved my life

You saved my life... I kid you not. {...} We were in a desperate situation, we couldn't afford a lawyer, we ran out of options and then I found your site...
I wanted to take a moment to thank you for this great site. You saved my life and my family... I kid you not. It was last winter. the ice storm knocked out the power for a few days and just like that, my husband was out of a job. We were in a desperate situation, we couldn't afford a lawyer and we ran out of options and then {...}  With four mouths to feed and nothing coming in, they cut the utilities and then repossessed our only car. We sent the kids off to grandma and tried to tough it out and then the eviction notice came. We had paid our rent on time for years but the management company did not care. 

To make a long story short, we went to see a lawyer and he did not want to hear our sob story. Needless to say, we couldn't afford him. He actually chuckled when I asked if we could file now and pay him later. As we left the office I was in tears and then his secretary ran out to us in the parking lot and handed me your web site scribled on a stickit note. That is how we found you. {...}

I was such a nervous wreck and my husband Craig, it was as if a truck had run him over so he was no help. I knew I couldn't do it myself not even with software so I went with full service. I usually do not buy anything off the internet but the price was right and seeing as you were recommended I just went for it. {...} 

Everything went smooth as you said it would... When it can time for the trustee he asked why our lawyer was not in court with us and we said we didn't have one. He said, "very good" and that was it. It was an awesome feeling I wasn't missing anything. We did not have to come back again as many other people with lawyers had to. We are so greateful that we found you and that it was all legit no hidden fees or scams. Truthful and caring which was what we so needed.

You know, a lot of people take good service for granted and do not come back to say thanks... but after what happened to us and after what you guys did for us, I did not want to be one of those people. I just had to say thank you. I hope you can find some little spot on your site to put this so that others can know that if we could get out of our situation, so can they. Thanks again.

Sandra K - Maine


Live-Demo

Start with the live-demo


Please click the live-demo button before continuing with the web site.

Only a live-demo can ensure that you are paying for real bankruptcy software, not blank forms like all other software sellers.
The live-demo takes your information and creates the bankruptcy petition form in realtime. The idea is to demonstrate that there is no hide and seek as is the case with other so called bankruptcy software.

It is difficult to create real bankruptcy software so a few web sites cheat. They simply download the free bankruptcy forms off the court web sites and re-brand them as bankruptcy software and then sell them to unsuspecting people for $49.

These fake software sites look authentic. Really! You cannot tell them from our genuine bankruptcy software. In fact these web sites look more conviencing than ours. The only way to spot them is that they do not offer a live-demo. You cannot demo something that is fake without exposing the secret. If they do not offer a live-demo then it does not matter whatelse they say.

Note that this assertion about fake software does not apply to web sites selling full-service bankruptcy services since they are hand prepared bankruptcies. You can find a list of the full-bankruptcy sites at Chapter 7 Online Bankruptcy Reviews.


Full-Service Bankruptcy

Our flagship product


Our flagship product is the full-service bankruptcy. We make no bones about it. It is the best there is.
We offer three distinct products and the top of the line by far is our full-service product. We would rather everyone purchased the full-service product but this is not because it costs more. 

Our bankruptcy software is exceptional, but full-service bankruptcy is a whole other level of product. If you insist on software, then our bankruptcy software is the only authentic software product on the market.

Under the full-service bankruptcy product --- You give us your information and we do the rest.

You can kick back
Watch TV 
Smell the roses
Sleep all day long
While we do all the work for you


Here are just a few benefits that come with our full-service product:

  • We will prepare every official Federal bankruptcy document that you will need for a 100% complete Chapter 7 or 13 bankruptcy filing.
  • These are court ready, so all you do is sign them and turn them in to the court!  
  • Joint filing with your spouse. If you are married, you can file a separate bankruptcy by yourself or you can file a joint one with your spouse for the same onetime price. Just about everyone else charges extra to add a spouse to the filing but we don't.
  • We will accept an unlimited number of creditor listings from you at no extra charge. Attorneys and paralegals will quote you one price but when they actually see that you have many creditors, their price could triple. Blast us with as many creditors as you have, 10, 20, 50, 200. It makes no difference.
  • We will accept an unlimited number of collection accounts from you at no extra charge. Say you have a medical bill that has been sent to 10 different collection companies. You can give us the medical bill and all the collection companies without fear of overloading us or of getting charged extra. Many lawyers and bankruptcy preparers limit you to the first five or ten creditors after which they hit you with a hefty price increase. Some charge as much as $20 per creditor after the first set.
  • No Forms to Fill
    No Software to Download
    No Room for Mistakes

  • Access to your annual free credit report.
  • Free ask-a-lawyer puts you in contact with local bankruptcy lawyers in your area. You can ask them an unlimited number of questions and get answers to all of them.
  • You can make as many changes as you like to the information that you give us. Let us say that you do not have all your bills ready right now. You can give us the bills that you have now and come back later and add as many more as you like prior to our preparing the documents. We will not charge you extra.
  • We can finish the documents in less than one day and, if necessary, in just a few hours. This is lightning fast when you consider that attorneys and paralegals take two or three weeks and even the so called online web sites take at least one week.
  • Ultra easy questionnaire. You give us your bills and information on the easiest online questionnaire possible. With others, you have to fill in reams and reams of questionnaire just to give them the information to work with. With our online questionnaire, if you have a few creditors, you could be done giving them to us in 10 to 15 minutes. Compare that to the several days it could take you to fill out the attorney or paralegal questionnaire. 
  • You can save the information that you give us with the click of a button. Let's say that you need a few days to gather all your bills. You do not have to wait till you have all your bills to get started. Just enter the ones that you have now and click the Save button. You can then come back days later and continue where you left off. You can even go back to the ones that you had previously entered and make changes.
  • While just about every bankruptcy web site shares a web server with hundreds of other companies, we own and maintain our own multiple redundant servers to ensure that the privacy and security of your data is never compromised. This level of security costs us many dozens of times more than what other bankruptcy web sites spend on hosting their sites, but in the long run you are very well worth it. When you hire us to prepare your documents, your information is more secure and private with us than with any attorney or web site anywhere.
  • Our privacy policy is very simple. We never ever share any of your information with anyone and we never send you span. When you hire us to prepare your bankruptcy, you get the security and privacy that  you would expect if you did it yourself behind locked doors.
  • Most important of all, we back our work with a full money-back guarantee.

You Decide What Bill To Get Rid of

When you hire us to prepare your bankruptcy, we do not dictate to you what to bankrupt. We use only the bills that you give us. Here are just a few of the debts that people turn over to us.

  • Credit card debts regardless of amount owed
  • Store cards of all types
  • Medical bills from a few dollars to many thousands of dollars
  • Medical collections
  • Auto accident debts including insurance liabilities
  • Personal loans
  • Collateral loans secured by small items like household possessions such as the ones from Household Finance or from the Money Store or from any of the many collateral lenders
  • Collateral loans secured by big items such as computers, big screen TVs, boats etc
  • Auto loans regardless of amount owed
  • Home loans regardless of ultimate disposition
  • Attorney fees
  • Judgments
  • Liens
  • You are not a bankruptcy expert
    So don't take the chance
    Let our experts do it

  • Federal taxes
  • State taxes
  • Student loans
  • Pending lawsuits
  • Threatened lawsuits
  • Closed lawsuits
  • Wage garnishments
  • Pending auto repossession
  • Deficiency on past repossessed autos
  • Eviction
  • Phone bills
  • Gas bills
  • Cable bills
  • Electric bills
  • Nonsense no-name hate bills from unknown parties aimed at making you miserable
  • Foreclosure
  • Collection accounts of all types
  • Gambling debts
  • Various unsecured debts
  • Secured debts not already listed
  • We are even given divorce related debts such as when a spouse is stuck with all the community bills, or the attorney fees of the other spouse and more
We do not decide what you should bankrupt and we do not tell you whether or not to include all or some of your credit cards. You are in control. You give us the bills you want and we go to work for you. Now, if you are not sure what is best for you, you can always call an attorney to get advice.

Here is How it Works

Select Full-Service

Select full-service


  1. Click the button above to select full service. 
  2. Go to the bottom of that new page and place your order.
  3. Log in to our secure paid-customer site after purchasing and give us your information from there. We ask for basic information such as your name and address and information on your bills.
  4. If you need your credit report, we provide you a link to get it.
  5. If you have questions for a lawyer, use the free ask-a-lawyer link on the secure site to reach them for free.
  6. Help from us is only a click away. You can contact our experts as often as you need like if you need to. We are always there for you.
  7. When you have finished giving us your information we will prepare everything for you and give them to you.
  8. All you do is sign the documents in the places we indicate and file them with the court. We provide you the court location and any other information you will need.
  9. We also provide you all the information you will need for the trustee meeting. Your meeting with the trustee lasts only about one minute and is nothing to worry about. It is mostly just a formality.
  10. A few weeks after the trustee meeting the court will send you a notice discharging your debts. It is just that simple.
It all starts with your selecting full-service to have our experts prepare everything for you.

If you decide to use software, you can select our Genuine Bankruptcy Software product. We recommended software for people who are on a tight budget and want to save every last penny.

If you are still not sure which to use, full-service or software, then visit the bankruptcy review sites to see which one they recommend. Here are the links to the review sites:  Chapter 7 Online Bankruptcy Reviews.
Product Features Genuine Software Managed Software Full
Service
  View View View
Bankruptcy Software
Chapter 7 and chapter 13
Includes 100% of the official bankruptcy documents, fully court-ready
Documents are always up-to-date
You can perform a free Live Demo
Documents are valid in all 50 states
Complies with all federal and state bankruptcy rules
Covers joint filing at no extra cost
Flat fee pricing with no hidden fees
Use it online. Nothing to install
Guaranteed court acceptance
Free ask-a-lawyer included
Free credit report access
Includes the court filing fee waiver documents, so you don't pay the court fee if you earn low income
Full customer support
Managed Bankruptcy Software
Includes all the features of the Managed Bankruptcy Software
Our experts review the bankruptcy information that you enter in the software before you print and file - saving you from potentially catastrophic damage to you case. Any beginner filing using any bankruptcy software is likely to make serious errors that will go unnoticed until it is too late. The expert review catches the errors before they become problems
Full-Service Bankruptcy only features
Our bankruptcy experts prepare the bankruptcy for you so your discharge approval is a certainty
There is no software to worry about since we do it all for you
You do not need expert review as an add-on since the documents are prepared by the actual experts
You submit your bankruptcy information to us online from your browser whenever you want, day and night
You can take your time giving us your information, so you do not have to give it all to us at once
You can modify the information that you submit to us as often as you like and at any time, until we have prepared the documents.
We return the finished documents to you from a link on our secure customer-only site
Your documents will be ready usually in just a few hours and never more than in one day
Our finished documents are complete and ready to file. All you do is sign your name and file them
If you need to amend your bankruptcy after you have filed or after your discharge, we can help arrange it
We also provide you information that will help prepare you for the trustee meeting at no extra cost
Unlike with software, under our full service, we take responsibility for your bankruptcy filing
For your peace of mind we back our work up with a full money-back guarantee
Full-service is the absolutely best way to have your bankruptcy done. It ensures that your bankruptcy goes smoothly and that you discharge the most amount of debt possible.

Compared to others web sites


We are confident that once you compare us to other bankruptcy web sites, you will agree that we are the right choice. The table below shows how we compare to the other popular bankruptcy web sites.

You can also visit the top bankruptcy review sites listed below, to see what others are saying about us.

Chapter 7 Online Bankruptcy Reviews

Online Bankruptcy Reviews

Compare Bankruptcy Sites

Product Features Our Site Competitor Site #1 Competitor Site #2
  View American Online Bankruptcy Center Mueller Bankruptcy Group
Offers Bankruptcy Software
Offers Managed Bankruptcy Software
Chapter 7 and chapter 13
Offers Full-Service
Lowest Software Price $59 $89
Full-Service price $249 $269 $299
3 bankruptcy product options
Free ask-a-lawyer included
Free credit report access